SB149

South Dakota law now protects one motor vehicle owned by a debtor from being seized to pay debts, as long as the vehicle's value doesn't exceed $5,000 after accounting for loans or liens against it. This new exemption joins other protected assets like family clothing, household food supplies, and religious items that creditors cannot take through legal process. The change gives debtors a measure of protection for basic transportation while still allowing creditors to pursue other assets.